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0% Interest Small Dollar Loan

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Third Federal Savings & Loan

Are you like many people facing a hardship and need a small dollar loan to prevent or resolve a financial or housing crisis? Do you need help making a mortgage or rent payment? Are you at risk of utilities being shut off? Do you need medications that you cannot afford? Contact us today to find out if we can help!

Loan Specifications
 

  • Loan amounts: $300 to $1,000
  • Loan terms: 24 to 48 months
  • 0% interest or origination fees
  • Low monthly payments of $21 or less

Loan Qualifications

To qualify, you must:

  • Be a Cuyahoga County resident
  • Meet our income eligibility
  • Participate in our free financial coaching

 
Financial assessment is required to determine loan eligibility. Additional qualifications may apply.

Call 216.791.8000 or email us at intake@benrose.org for more information or to schedule a free financial assessment. Telephone and virtual financial assessments are available.
 

External Request Form

Small Dollar Loan Assistance Form

Complete the form below to request an appointment with an experienced ESOP HUD-Certified Housing Counseling professional who is available to help you achieve and maintain housing stability.

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Leadership

Leadership

Tiffany Taylor

Assistant Director of Housing and Financial Counseling

Contact: esopreceptionist@benrose.org | (216) 373-1849

Tiffany Taylor is the Assistant Director of Housing and Financial Counseling with Empowering and Strengthening Ohio’s People (ESOP). ESOP is a non-profit HUD approved Housing and Financial Counseling Agency and is a subsidiary of Benjamin Rose Institute on Aging. Tiffany began working for ESOP in 2013 where she started out as a Foreclosure Prevention Advocate, then went on to work as a Financial Empowerment Coach for several years. Tiffany was then promoted to Assistant Director of Housing and Financial Counseling in 2019, where she has played an integral role in Program Development, Managing and Training the staff, alongside the Director of Housing and Financial Counseling.

Tiffany Taylor is the Assistant Director of Housing and Financial Counseling with Empowering and Strengthening Ohio’s People (ESOP). ESOP is a non-profit HUD approved Housing and Financial Counseling Agency and is a subsidiary of Benjamin Rose Institute on Aging. Tiffany began working for ESOP in 2013 where she started out as a Foreclosure Prevention Advocate, then went on to work as a Financial Empowerment Coach for several years. Tiffany was then promoted to Assistant Director of Housing and Financial Counseling in 2019, where she has played an integral role in Program Development, Managing and Training the staff, alongside the Director of Housing and Financial Counseling.

Tiffany is a HUD Certified Counselor through the U.S. Department of Housing and Urban Development, and she holds several certifications in Financial Coaching/Counseling from the National Community Reinvestment Coalition (NCRC), Neighbor Works, TRI-C, and Credit Builders Alliance.

Tiffany completed her education at Indiana Wesleyan University in Ohio where she received a Bachelor of Science degree in Business Management.