Help & Assistance
Foreclosure Prevention
Our HUD Certified Housing and Financial Counselors are foreclosure prevention advocates that can obtain financial assistance and/or negotiate with your servicer for an affordable mortgage solution.
Post-Purchase Counseling
We help you gain the tools and knowledge you need to be a successful long-term homeowner prepared for financial emergencies and necessary home repairs.
Pre-Purchase Counseling
Our highly experienced counselors will work to ensure that you are financially ready for homeownership.
Property Tax Counseling
We assist homeowners who are unable to pay, or are delinquent on, their property taxes, by seeking options to help you bring property taxes current, establish an affordable payment plan or other solutions.
Rental Counseling & Assistance
We support those struggling to pay rent and help reduce and prevent evictions through our counseling and assistance services.
Senior Property Tax Loan
Our Senior Property Tax Loan Program provides loans to homeowners age 55 and older to help them pay delinquent property taxes and avoid foreclosure.
0% Interest Small Dollar Loan
Our small dollar loans give you the ability to take a small personal loan for your most important expenses without needing to turn to payday lenders.
Transition Counseling
We offer transition counseling to help individuals who need assistance transitioning from homeownership to other types of housing.
Resources
Secondary Caregiving: Providing Care to a Loved One in Assisted Living
When we transition a loved one to an assisted living facility, it may feel as if our role as a caregiver has ended. However, most caregivers who move a loved one into assisted living instead experience a change in their caregiving role rather than an end to this role entirely. With this change can come new responsibilities and sources of stress.
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Maximizing the Environment for Individuals with Dementia
According to the AARP, most Americans would prefer to stay in their homes until the end of their life. This statistic is no different for persons with dementia. Lack of safety and accessibility in the home are issues that need to be addressed so that individuals with dementia and their respective caregivers also have the ability to age in place. Occupational therapy professionals are trained health care providers that can provide formalized home safety assessments and recommend home modifications to increase safety and independence in the home. These efforts are also beneficial for community and business owners to consider and employ to further support individuals with dementia in the community.
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Preparing Your Home for Hospice
If the loved one we care for is in the advanced stages of a disease and we’ve decided that we would like them to be in as much comfort as possible in familiar surroundings, home hospice may be the right choice. However, arranging a loved one’s home or our own for a hospice stay takes some thought and preparation. We likely don’t want the place to look like a hospital, but we need to have all of the necessary equipment the loved one we care for requires.
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Bathroom Safety for a Loved One with Late Stage Dementia
These days, about 80 percent of people with Alzheimer’s disease and related dementias (ADRD) stay in their own homes with the support of family and friend caregivers rather than move to long-term care facilities. While aging in place can provide a loved one with a familiar, comforting space, it can also lead to challenges related to the safety of the home environment. Things around the house like stairwells, area rugs, medicine cabinets and knife blocks that were once a normal part of a loved one’s living space may now present new dangers with ADRD.
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Helping an Older Loved One Stay Cool at Home During the Summer Heat
With summer temperatures reaching 90 degrees or over in certain parts of the country, COVID-19 guidelines that recommend staying at home may seem like a blessing. After all, it’s easier to keep cool in a well air-conditioned room than it is outside in the blistering heat. However, staying cool at home isn’t always as easy as it sounds, especially for older adults. According to the CDC, people aged 65 and older are at an increased risk for heat-related health problems such as heat stress, heat intolerance and difficulty regulating body temperature.
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