Financial Health & Wellness
Financial Counseling & Coaching
Whether you've had a foreclosure, want to buy a house, need to get out of debt, or are having a financial crisis, ESOP's Financial Empowerment Coaches can help you set financial goals and make a plan to achieve them.
Benefits Assessments & Application Assistance
The Benefits Enrollment Center can see if you qualify for the benefits available from more than 1,300 federal, state and local programs like help with utilities, food, transportation, housing assistance, and more.
Connecting Our Seniors to Technology
Our free computer classes can help older adults learn how to use the internet safely and confidently with the support of both technological and financial coaching.
Matched Savings Program
The Matched Savings Program helps you build emergency savings together with the assistance of our Financial Empowerment Coaches! We will match $1 for $1 up to $500 after 12 months in the program and all of the program criteria have been met.
Financial Education Workshops Callout
Recognizing the Signs of Financial Abuse
It is important for all of us to know the signs of financial exploitation so we can help prevent this from happening to our loved ones, such as our parents, grandparents, aunts, uncles or dear friends. There are several warning signs to look for and then to question further.Read More
Reducing the Financial Fatigue of Caregiving
There are many rewards of caring for a loved one, but caregiving can also come at a cost. According to several studies, the average female caregiver loses more than $324,000 during their lifetime in wages, pensions and Social Security benefits, due to their caregiving responsibilities.Read More
Protecting a Loved One from Financial Exploitation
Financial exploitation or abuse of older adults occurs when a person’s resources are used by another for personal profit or gain, or when actions are taken that deprive an older person of the benefits entitled to them. No one is immune. This sort of theft can happen to anyone regardless of social standing and education levels.Read More
Managing Finances for a Loved One with Dementia
Handling a loved one’s finances can be a difficult task, particularly when they have been diagnosed with dementia. In fact, the inability to handle finances is often one of the first signs that a loved one has the disease. They might pay bills more than once, forget to pay bills entirely, give money away unexpectedly or have trouble balancing their checkbook. Dementia can also leave a loved one open to financial risk and abuse, which can make it even more important for us to familiarize ourselves with how best to protect them from these threats.Read More
5 Tips for Managing a Loved One’s Finances
It's not always easy talking to our loved ones about their personal finances, and it can be even more difficult to help them realize that it may be time to turn the reins over to us or another caregiver. Avoiding the conversation, though, can lead to unnecessary stress and unwarranted headaches later on, and can leave our loved ones open to financial exploitation. So how do we start the conversation? And what should we say?Read More