Housing & Homeownership
Foreclosure Prevention
Our HUD Certified Housing and Financial Counselors are foreclosure prevention advocates that can obtain financial assistance and/or negotiate with your servicer for an affordable mortgage solution.
Post-Purchase Counseling
We help you gain the tools and knowledge you need to be a successful long-term homeowner prepared for financial emergencies and necessary home repairs.
Pre-Purchase Counseling
Our highly experienced counselors will work to ensure that you are financially ready for homeownership.
Property Tax Counseling
We assist homeowners who are unable to pay, or are delinquent on, their property taxes, by seeking options to help you bring property taxes current, establish an affordable payment plan or other solutions.
Rental Counseling & Assistance
We support those struggling to pay rent and help reduce and prevent evictions through our counseling and assistance services.
Senior Property Tax Loan
Our Senior Property Tax Loan Program provides loans to homeowners age 55 and older to help them pay delinquent property taxes and avoid foreclosure.
0% Interest Small Dollar Loan
Our small dollar loans give you the ability to take a small personal loan for your most important expenses without needing to turn to payday lenders.
Transition Counseling
We offer transition counseling to help individuals who need assistance transitioning from homeownership to other types of housing.
Resources
Foreclosure Prevention Plans: Why Every Homeowner Should Have One
Preventing avoidable foreclosures helps keep families in their homes, preserves communities and prevents avoidable loss of housing. Creating a foreclosure prevention plan with the help of a HUD-approved housing counselor can provide assistance to struggling homeowners, with the goal of helping them keep their homes whenever possible.
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Keeping the Kitchen Safe for a Loved One with Late Stage Dementia
The kitchen is the heart of most families' homes. If we have a loved one living with dementia at home, especially in the later stages, we will want to do everything we can to help keep their kitchen as safe as it can be.
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Winter Household Maintenance Tasks for Older Adults
Winter can be tough on our homes, even if we live in an area that receives little or no snow. If we don’t prepare ahead of time, we may face costly heating and lighting bills or repairs that can drain our budgets, especially if we are retired or on a fixed income. Before going into hibernation mode, there are a few winter home maintenance chores we should attend to.
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Aging in Place: When is the Right Time to Right Size?
Deciding whether to continue to live in the home we have lived in for decades is a difficult decision. Not only are there financial considerations to think about, but we also need to factor in health and safety issues, such as whether our home can be easily navigated as we age. If we are caring for an older loved one, we may wonder if the home they’re in right now is still right for them based on the changing needs of their health and care. As the holidays approach and family comes together, it may be the right time to have the “Right Sizing” conversation with a loved one that could open the doors to knowing if it is the right time for them to move.
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Home Buying in a Retirement Community: Downsizing the Family Home
When it comes to senior living options, there are a number of housing options available for today's older adult population. While some older adults will require the care and attention of nursing homes or assisted living communities, there are others who don't require as much, or any, care, but who instead want to be in a community of their peers. These retirement communities can provide us with a great opportunity to meet and participate in activities with others that we need to live the healthy and balanced lives we deserve well into our golden years.
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