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Content with Target Audience Older Adults .

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Financial Options for Renters and Homeowners Impacted by COVID-19

Every emergency requires a nuanced response, and the impacts of this pandemic, both short-term and long-term, are difficult to anticipate with certainty at this time. However, history demonstrates time and again that those that are most vulnerable even in times of economic and social stability generally suffer the greatest in times of turmoil. For those of us who are struggling to make our mortgage and rental payments, there are resources and up-to-date information available to help.

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By Antoinette Smith | 07/15/2020

Creative Activities Older Adults Can Do from the Comfort of Home

The ability to be creative and express oneself is something that is not limited by age. Even if we’ve never participated in the arts previously, it’s never too late to learn! The benefits of creative aging do not always depend on our ability and skill level, but instead on how we use the opportunity to express our feelings.

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By Julie Hayes | 06/15/2020

4 Memory Boosting Brain Exercises for Older Adults

Most of us know that physical exercise is important to keep the body healthy and strong, but what we may not know is that our brains also benefit from exercise. Keeping our brains active and alert can often be essential to our wellbeing as we transition into older adulthood.

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By Julie Hayes | 06/15/2020

Recognizing COVID-19 Scams

As COVID-19 impacts lives around the world, we may feel vulnerable, confused and in need of information, whether on how to keep ourselves and loved ones safe, or how to help support the doctors and nurses who work tirelessly to save lives. Sadly, the uncertainty of the times has also given rise to people who seek to take advantage of this vulnerability and confusion through scams, misinformation and false promises of cures and treatments. Our older loved ones may be particularly vulnerable to these scams as well. According to the Federal Trade Commission (FTC), adults over the age of 60 lose money to scams at twice the rate of people between 20 and 59.

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By Julie Hayes | 04/15/2020

Tips to Avoid Foreclosure

When we fail to make our mortgage payments, foreclosure may occur. Foreclosure is the legal means that a lender can use to repossess, or take over, a home. When this happens, we must move out of our home. If our property is worth less than the total amount we owe to the bank, a deficiency judgment, which is a ruling made by a court against a borrower who does not have enough funds to pay back their loan, could be pursued against us. If that happens, we not only lose our home, but we also then owe our lender additional fees. Both foreclosures and deficiency judgments could seriously affect our ability to qualify for credit in the future.

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By Antoinette Smith | 04/15/2020