Resource Library
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Resources
Helping an Older Loved One Stay Cool at Home During the Summer Heat
With summer temperatures reaching 90 degrees or over in certain parts of the country, COVID-19 guidelines that recommend staying at home may seem like a blessing. After all, it’s easier to keep cool in a well air-conditioned room than it is outside in the blistering heat. However, staying cool at home isn’t always as easy as it sounds, especially for older adults. According to the CDC, people aged 65 and older are at an increased risk for heat-related health problems such as heat stress, heat intolerance and difficulty regulating body temperature.
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Financial Options for Renters and Homeowners Impacted by COVID-19
Every emergency requires a nuanced response, and the impacts of this pandemic, both short-term and long-term, are difficult to anticipate with certainty at this time. However, history demonstrates time and again that those that are most vulnerable even in times of economic and social stability generally suffer the greatest in times of turmoil. For those of us who are struggling to make our mortgage and rental payments, there are resources and up-to-date information available to help.
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Tips to Avoid Foreclosure
When we fail to make our mortgage payments, foreclosure may occur. Foreclosure is the legal means that a lender can use to repossess, or take over, a home. When this happens, we must move out of our home. If our property is worth less than the total amount we owe to the bank, a deficiency judgment, which is a ruling made by a court against a borrower who does not have enough funds to pay back their loan, could be pursued against us. If that happens, we not only lose our home, but we also then owe our lender additional fees. Both foreclosures and deficiency judgments could seriously affect our ability to qualify for credit in the future.
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Keeping the Kitchen Safe for a Loved One with Late Stage Dementia
The kitchen is the heart of most families' homes. If we have a loved one living with dementia at home, especially in the later stages, we will want to do everything we can to help keep their kitchen as safe as it can be.
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Winter Household Maintenance Tasks for Older Adults
Winter can be tough on our homes, even if we live in an area that receives little or no snow. If we don’t prepare ahead of time, we may face costly heating and lighting bills or repairs that can drain our budgets, especially if we are retired or on a fixed income. Before going into hibernation mode, there are a few winter home maintenance chores we should attend to.
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